Legal expenses and advice 25,000 Legal costs and expenses incurred by you in pursuit of compensation arising from your death or personal injury during the period of insurance. Advice on any legal problem which arises in connection with the journey or holiday or with damage to your home. Missed departure 300 Additional accommodation and travel expenses incurred as a consequence of accident or mechanical failure involving the motor vehicle in which you are travelling or failure of public transport services resulting in failure to deliver you to the International departure/return port or airport in time. Main exclusions Baggage and money 1 Losses not reported to the Police within 24 hours. 2 Pedal cycles and contact lenses. 3 Loss of money and jewellery in a suitcase while in transit by air and outside your control. 4 Loss of valuables and money from an unattended vehicle. 5 Breakage of sports equipment while in use. Personal accident